Use government protection to stop all legal action & freeze all interest charges from today. People in debt have government schemes available to help them which can allow up to 80% of debt to be written off and let them keep ownership of their car and home.
Write off unaffordable debts and reduce your monthly payments with the help of Citizens Debt. We want to listen and help you understand your options to becoming debt free as quickly as possible. Individual circumstances can change the available options available with some solutions being better than others.
Check Your Eligibility
Here's what we can help you with
You could have all interest frozen, have most of your debt written off or pay reduced monthly payments without increasing your debt level. We help people struggling with finances to reduce the stress, anxiety and worry that comes with being in debt.
Being in debt can feel like a spiral which can grow out of control very quickly. After falling behind on payments it can sometimes feel like its impossible to catch up and stop runaway interest. Citizens debt works with government schemes to help stop vicious cycles like this to get you a fresh start.
Check Your Eligibility
Whatever your situation, if your debts are overwhelming, help is available. Use our calculator to work out how much you could have written off in 5 years.
The Money Helper is an impartial service set up by the Government. They provide free debt counselling, debt adjustment and credit information services.
The Insolvency Service is a Government agency that provides services to those affected by financial distress or failure; See Guidance Publications.
Citizens Advice is an independent organisation specialising in confidential information and advice to assist people with legal, debt, consumer, housing and other problems in the United Kingdom.